PMSYM-Shram Yogi Maan-Dhan Yojana Introduce: Government of India Announced a pension scheme it's Also Called Pension Fund.PM-SYM Scheme for unorganized workers namely Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) to ensure old age like 60 Year Up Protection for Unorganised Workers. We Can Also Call Shram Yogi Maan Dhan Yojana(Scheme).
PM-SYM is Pension Scheme for unorganized Worker or Home Base Working Worker.
PM-SYM (Pradhan Mantri Shram Yogi Maan-Dhan ) Yogana for unorganised workers Commonly busy as home-based workers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washermen, rickshaw pullers, landless labourers, own-account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audiovisual workers and similar other Can be Applying Shram Yogi Maan Dhan Yojana. PM-SYM Limitation for Monthly Income Rs 15,000/ per month or less and belong to the entry age group of 18-40 years. They should not be covered under the New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) scheme or Employees’ Provident Fund Organisation (EPFO). Further, he/she should not be an income tax payer or Not Apply Return Fill Payer not Eligible for PM-SYM Scheme.
PMSYM is Pension Plan for Shram Yogi Worker. This type of pension plan has a lot of benefits that I also explain in detail. this article read carefully for Pradhan Mantri shram yogi Man Dhan Scheme
PMSYM-Pradhan Mantri Shram Yogi Maan-Dhan Yojana Benifits
What is Befit of PM_SYM (Pradhan Mantri Shram Yogi Man-Dhan Yojana)
PM-SYM Yojana Befinits: Shram Yogi Man Dhan Yojan 2019-2020
- PM SYM Provided Minimum Anusure Pension: Each Worker under the PM-SYM(Pradhan Mantri Shram Yogi Man Dhan Yojana), shall receive a minimum assured pension of Rs 3000/- per month after attaining the age of 60 years.
- Family Pension Provided By PM SYM: During the receipt of a pension, if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as a family pension. Family pension is applicable only to a spouse(Wife / Hub.).
- If a worker has given a regular contribution or pay Regular Pension and died due to any cause (before age of 60 years) in this type of cause his/her spouse will be entitled to join PM SYM Yojana and Pension continue the scheme subsequently by payment of regular contribution or exit the scheme as per provisions of exit and withdrawal.
How Many Contribution for PM SYM Scheme?
Pensioner Contribution of PMSYM Scheme:
The Pensioner contributions to PM-SYM (Pradhan Mantri Shram Yogi Mandhan Scheme)shall be made through the ‘auto-debit’ facility from his/ her savings bank account / Jan- Dhan Bank account. The Pensioner is required to contribute the prescribed contribution amount from the age of joining PM-SYM till the age of 60 years. chart of Contribution showing details of entry age-specific monthly contribution is as under.:
|Pensioner Contribution of PMSYM Scheme